(585) 872-5700

We do the quote shopping so you don’t have to.

Auto Insurance

Let us help protect you when you get behind the wheel

Auto Insurance

Let the Smith Insurance Agency Help You Avoid the Terrifying Consequences of Auto Lawsuits

Homeowners Insurance

We'll help get you the best protection for all your home your needs.

Homeowners Insurance

Make Sure Your Rochester NY Homeowners Insurance Policy Gives You the Protection That You Need

Life Insurance

Let us help protect your family from an unforeseen tragedy today!

Life Insurance

When you discuss your life with us, we take it seriously. We are dedicated to making sure that your estate will have the cash to pay debts and cover all of your families expenses.

Commercial Insurance

Our coverage will help your business run smoothly and soundly.

Commercial Insurance

Come talk to us about expanding protection to stop any claims dead-in-their-tracks.

Check out our articles geared to helping you save big on insurance costs!

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Why Choose The Gerard P. Smith Agency

We've been around since 1966 and always had the same goal - providing the best solutions for our customers.
We are one of the largest independent insurance agencies in the region, located in the heart of Webster, NY
We are family owned and operated, now on the third generation within the Smith family.
We are an independent agency which allows us to shop around to find you the best quote!
Our knowledgeable, experienced staff will take the pain out of the insurance process through their guidance.
We proudly serve both personal and commercial lines of insurance. See all of our offerings.
We are built on family values and truly protect you as if you were family.

Let us help you today: Get A Quote

Commercial insurance

We offer all types of insurance coverage for businesses for the ultimate protection

We will ensure that your company isn’t exposed buy giving you the proper mix of world-class coverage.

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Personal Insurance

We’ll keep your family and belongings covered

You’re not buying insurance because you need to. You’re buying it because you want to be protected in case anything bad happens.

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What People Say About Us

Some Fun Facts About Us


When our company was founded


generations of Smith's have been involved in the business


located in the heart of Webster, NY


Over 300 years of combined insurance experience within our office


Learn How Your Hometown Team Can Help

Gerard P. Smith Insurance Agency’s first job is to learn as much as we can about you, our client. Whether you are a business owner with many complex needs for your Business Insurance (including Health Insurance, Professional Liability Insurance, Workers Compensation, and much more), a home owner looking for Homeowners Insurance, or you are looking for Auto Insurance, our team of insurance agents know the questions to ask to make sure that we are providing you with the best possible insurance coverage’s.
Meet The Team