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Electrical Contractor Insurance

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Gerard P Smith Insurance Agency in Rochester New York are your Electrical Contractor Insurance Experts

If you are an electrician or electrical contractor working in the state of New York then you’ve come to the right place! Gerard P Smith Insurance in Rochester NY provides insurance solutions specifically-tailored for a business exactly like yours!

How do we do it?

In the simplest terms: When it comes to electrician or electrical contractor insurance for your business, we’ve already done the research and the grunt work for you so that you can sit back and relax, knowing you have exactly the plan you need.  We will make sure to name the appropriate additional insureds, give you proper protection for your tools, and include an installation floater and voluntary property damage coverage if need be.

Not only that, but you’ll have the support of our experts on a continuing basis. We don’t just make a sale and leave you hanging. We know that things can change over time and that’s why we stick with you year-round to make sure your plan stays current. Our services include consistent monitoring of accounts throughout the year, as well as annual market research to seek out the best risk management alternatives.

Compare your rate to ours!

Liability Limit


Cost per full time man

$670 per year

Cost per part time man

$221 per year

At the Gerard P Smith Insurance Agency in Rochester New York we provide this comprehensive protection plan whether you are a sole proprietor performing general electrical work or the largest electrical contracting firm in the industry…

Bidding on new jobs every day?  We will provide you with the bonding and insurance certificates that you need within minutes!  We know how important it is for you to provide proof of insurance quickly, and we are here to HELP you win new jobs.

What do our clients say about us?

“We’ve been very pleased with the quick response, competitive pricing and professional treatment we’ve received at the Gerard P Smith Insurance Agency.They have handled every issue we’ve thrown at them.It’s good to know they’re standing behind us as we carry out our day-to-day business.” 

-Stephen Starks at Sumner Leigh Systems, Inc.

But that’s not all!

We will do all of this work for you AND provide you with the lowest rates in the business.  We have access to all of the top companies for electrician and electrical contractors insurance in New York.  We will be sure to shop your electrical contractors insurance for you and find you the best possible rates.


At Gerard P Smith Insurance Agency, we have protected the electricians and electrical contractors of Rochester New York since 1966. We know the area. We know the electrical contractors. We know how to protect you with the right contractors insurance for you and your business.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes. Complete the Quick Quote Form now and let the professionals at Gerard P Smith Insurance Agency in Rochester NY forge a shield of protection over you.