Most auto insurance policies come with the minimum state mandated limits of 25/50/10 coverage, which is:
- $25,000 for bodily injury to by any one person in one accident, a total of $50,000 for bodily injury sustained everyone in the accident, and $10,000 for damage to another person’s property.
But if you truly want to be protected, the 25/50/10 protection is just not enough. Why?
What if you were at fault in an accident and caused $25,000 of damage to another person’s car, and your car insurance policy only covered you for $10,000 worth of damage. This would mean you would be obligated to pay the additional $15,000 out of your own pocket.
Ask yourself, are you willing or able to cover that $15,000? Or would you have to sell your home, garnish your wages, or go looking for a 2nd or 3rd job.
The bottom line is that an auto lawsuit is difficult to deal with and can put you in a very difficult financial position.
You could be sued for:
- Past and future mental anguish and pain
- Lost wages
- Past and future medical expenses
If this happens, you want to be able to rest easy — knowing you have enough auto insurance protection to pay for the claim.
Ask our experienced Rochester New York auto insurance advisors about getting the best protection that will fit your needs—before you have unfortunate car accident.
Complete the quote form above to receive a New York auto insurance quote from our agency right away.
The sooner we receive your information, the faster we can get you the proper protection for you and your family. In fact, take 30 seconds to fill out the form right now while you are here. We hope that you never have to suffer through a liability lawsuit. But, if you do, we want to make sure that you have the best possible protection!
Don’t forget to check out our Online Defensive Driving Course page so that we can help you save on the cost of the course and on your Rochester auto insurance as a whole!