Don’t Treat New York Commercial Auto Coverage as Just a Throw In

You have more claims on a commercial auto policy than a personal auto policy. It costs more. And it’s riskier.

However, your coverage for your Rochester commercial auto insurance cannot just be a throw in with your business liability and New York State workers compensation  policies. It has to be just as complete and well thought out as both of those policies.

A great New York commercial auto policy insures:

• Your company’s leased vehicles, including cars, trucks and vehicles which still carry a note.
• Your company’s owned vehicles, which are an asset for your firm.
• The drivers of your business cars and trucks whenever they’re on the job. They need to be covered whether they’re not at fault, at fault or in an accident with an uninsured motorist.

NY Commercial auto coverages include:

• Bodily injury and property damage liability
• Damage to your vehicle
• Injuries to your driver, pedestrians and other motorists

Also there is comprehensive coverage for situations that are not collision related such as theft or vandalism to your vehicles.

Plus there are ways to save money on your commercial auto policies. This can be done:

• Maintaining accident free driving records
• If you're vehicles are used seasonally, let us know when they are not in use
• Combining the commercial auto with other business policies

We are experts in commercial auto insurance and will guarantee you get the best protection that will fit your needs—before your company’s vehicles are in an unfortunate accident.

Complete the form on this page to get a commercial auto insurance quote from our agency right away.

The sooner we receive your information, the faster we can get you the proper protection for you and your company’s vehicles. Remember, don’t treat commercial auto coverage as just a throw in, because it could make things riskier for your business. So complete the form right now while it’s still fresh on your mind.

Also, keep in mind that the FMCSA and PHMSA are constantly amending the Federal Motor Carrier Safety Regulations and the Hazardous Materials Regulations to restrict the use of hand-held mobile telephones by drivers of commercial vehicles.  Make sure to keep your drivers up to date on the latest rules and regulations!