Employment Practices Liability Insurance Overview

I know that most of you read our blog for funny quips and up to date stories, but today we have some serious news!  In today’s day and age, businesses are facing the unfortunate circumstance of having to lay off workers.  Did you know, that if a layed off or fired worker sues a business owner for wrongful termination, the businesses general liability insurance policy provides NO coverage or defense costs?  The same is true for harassment, failure to promote, and many more employment related issues.

There is, however, an insurance solution! Employment Practices Liability Insurance provides protection for an employer against claims made by employees, former employees, or potential employees.  Check out www.RochesterInsurance.com, to read more about what the Gerard P Smith Insurance Agency in Webster has to say about Employment Practices Liability Insurance!

image courtesy of: Dan Moyle on Flickr

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